More Affordable

Borrowers save thousands using a mortgage broker.

  • Average Borrower Saves $9,407
  • Minority Borrowers Save $10,424

Lower Rates

  • Always lower than retail
  • Always lower than the national average
  • Low overhead (office, etc.) equals lower rates

Lower Fees

  • No random fees
  • All fees can be verified with invoice
  • No fee padding

Mortgage Insurance

  • Sing Premium M.I.
  • Split 50 & Split 100 M.I. 
  • Private MI providers with lowest rates available
    • Example comparison:
      • Eddie Gamez $45.28 per month
      • MGIC $55.58 per month
      • National $54.60
      • Essent: $63.05

Down Payment Assistance

  • 0% Down Loans
  • 2 – 4% Assistance Loans
  • Special Purpose Credit Program
  • MCC Program

First Time Home Buyer Programs

  • Home Possible
  • Home One
  • Borrower Smart
  • Conventional 3% Down
  • Conventional 0% Down

More affordable

Lower Rates
Less Fees
Low, In-House Mortgage Insurance
1% Down Conventional Loan
0% Down Government Loans
First Time Homebuyer Programs

Faster

Same Day Set Up
Initial CD at Underwrite
Submission to CTC in 10 days
Instant Funding

More Programs

Conventional, FHA, etc….
Construction
Farm and Vacant Land
Investor
Commercial

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Eddie Gamez

Loan Officer
NMLS #211994
Call/Text: 915 706-0950
[email protected]

Eddie is located in Austin, Texas
Lending In AL, AZ, CA, CO, DE, FL, GA, HI, ID, IL, IN, KS, KY, MA, ME, MI, MN, MO, MS, NC, ND, NH, NM, OH, OK, OR, PA, UT, SC, SD, TN, TX, VA, WA, WI & WY

Corporate Office:
Edge Home Finance Corporation NMLS #891464
5868 Baker Road
Minnetonka, MN 55345
Arizona Mortgage Broker License #MB-1007405
Massachusetts’s license #MB891464

As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Edge Home Finance Corp is a licensed mortgage broker in the following states AL, AZ, CO, FL, GA, HI, IL, KS, KY, MA, ME, MO, MS, NC, ND, NH, OH, OK, OR, PA, SC, TN, VA, WA WI and WY. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure):
CALIFORNIA – Licensed by the Department of Business Oversight under California Finance Lenders Law
COLORADO – Edge Home Finance Corp, 4530 W 77th St Suite 365 Edina, MN 55435, (763) 219-8484; to check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm
TEXAS – CCONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV